Direct lending products designed for institutional and government-adjacent businesses — fast approvals, flexible terms, sector expertise.
Term-based business loans provide a lump sum of capital repaid over a fixed schedule. Ideal for businesses with defined capital needs — expansion, new contract preparation, acquisitions, or infrastructure upgrades.
WMS structures business loans around your revenue profile and operational cycle, ensuring repayment terms align with your actual cash flow rather than arbitrary bank timelines.
Working capital solutions bridge the gap between operational expenses and revenue collection — a critical need for businesses operating under government contracts with 30–90 day payment cycles.
Our working capital products are designed to keep your operations running smoothly without disruption, allowing you to meet payroll, fulfill contracts, and maintain service levels while awaiting payment.
Acquire the specialized equipment, vehicles, technology systems, and security infrastructure your business needs without depleting operating capital. Equipment financing uses the asset itself as collateral, enabling broader qualification.
Ideal for businesses needing to fulfill new contracts that require specific equipment configurations or upgrades to existing operations.
Revenue-based financing provides upfront capital repaid as a percentage of your ongoing revenue. This flexible structure means repayments automatically align with your business performance — when revenue is strong, repayment is faster; when slower, repayment adjusts accordingly.
Particularly well-suited for businesses with variable monthly revenue tied to contract performance or seasonal service demands.
A revolving line of credit gives your business on-demand access to capital up to your approved limit — draw only what you need, when you need it, and repay to restore availability. You pay interest only on what you draw.
Lines of credit are ideal for businesses managing unpredictable cash flow needs or those wanting a standing financial buffer for operational contingencies.
Strategic capital for businesses ready to scale — whether opening new service locations, expanding capacity to fulfill larger contracts, acquiring complementary operations, or entering new geographic markets.
WMS works directly with ownership to structure expansion funding that matches the timeline and risk profile of your growth strategy. We understand that institutional sector expansion often moves on contract award timelines, not bank committee schedules.
These are general guidelines. WMS evaluates each application holistically — if your business doesn't meet every item above, we still encourage you to apply. Our team reviews each application individually.
Our application takes under 10 minutes. A lending specialist will follow up within 24 hours to discuss your options and structure the right funding solution for your business.
Apply for FundingContact us — our specialists will help you identify the right funding structure.